Social Security

Everyone thinks we've got a crisis with Social Security, but I believe there is a fix. The system was designed and sold as an insurance system, but we gamed it into a pension system. Therefore, rich people need to give up on some of benefits that turns their retirements into easy living. The system is meant for grandma to have a roof over her head and get groceries, not to fund an inflation protected annuity for those with assets in the 5-25 million range. The true benefactors under this system are the children and charities who will inherit the unspent assets for people with too much dough to spend in their lifetimes. Is that what social security is for?